Residential Conveyancing
St.Davids solicitors can help you to find the home you deserve. Being the hub of most people's lives and probably a person's biggest expense, you will want to get it right. We are the people who will make sure everything goes according to your plan. Our residential Conveyancing services offer all you need to ensure that your residential property, owned or leased, has all related factors taken in hand from buying, through mortgages to lease extensions and selling. The range of services we offer under the term "residential conveyancing" are summarised below for your convenience.
Residential Property Sales
We place an emphasis on giving you comprehensive sales and marketing advice when it comes to residential property sales. Our residential services include but are not exclusively limited to consultation on the current property market, liaison with the estate agents, finalisation of the sales particulars, setting of a closing date for offers, processing of conveyancing on the sale and completion of financial settlement.
Residential Property Purchases
We at St.Davids can also offer services for residential property purchases and sales. If you are looking to buy a residential property, we can advise you on all aspects of residential property purchase including overviews of the current market including locations and property types, advice on individual properties, guidance on offers and contracts, assistance with mortgages, advice on surveys and valuations, conveyancing of the purchase on completion of the contracts and completion of the financial settlement.
Remortgages
In recent years, remortgages have become a popular option as figures show that approximately 1 in 4 people are overpaying on their mortgage. Competition from lenders has increased, leading to a broad range of competitively priced re-mortgage products. The main advantages of a remortgage are the savings that can be made through the lower rates of interest and through your life insurance. By reviewing with you your mortgage and any insurance schemes you have, and taking account of any changes to your personal circumstances, St.Davids solicitors can help find the correct package for your needs.
Residential Leases
St.Davids solicitors can aid in the arrangement of Residential Leases. When you buy a flat or maisonette, or if you are the landlord and wish to rent or let your property, there are important issues which need to be addressed. Tenants, we will ensure that the agreement you come to in arranging a residential lease will protect your rights and we will give you advice right up to the point where you commit to the lease. For landlords, ours services are there to give you peace of mind that your property is occupied under terms that you are comfortable with.
Transfer of Equity
If you have come to the end of a relationship with the person you jointly own a residential property with we may be able to help. Transfer of equity on your home is one of our residential conveyancing services and every case is handled by experienced UK conveyancing solicitors. Usually, properties are sold and divided between each party involved but with a transfer of equity one owner can agree to sell their interest in the property to the other. We can help you re-arrange your finances and facilitate the transfer of equity with both the lender and the other parties involved. We can assist in calculating the value of a property so that the outgoing partner receives what is due to them.
Enfranchisement and Leasehold Extension
Through enfranchisement you and your fellow block residents can take control of the building you live in rather than leave it in the hands of a managing agent. We can help you initiate the necessary processes and allowed leasees to enfranchise. Enfranchising your block will allow you not only to reap the financial rewards of not having to pay ground rent and arranging cheaper buildings insurance but also enable you together with the other block residents to decide when works are carried out and by whom. Allow our experts here at St'Davids solicitors to go over the qualifications needed to satisfy the enfranchisement and also, where there are not enough leasees willing to participate in the enfranchisement, discuss with you the possibility of an extension on your current lease.
At St.Davids we have deep and broad experience in the area of Residential Conveyancing. We see it as our job to achieve what you wish to achieve, efficiently, but at the same time keeping you informed throughout the process. It is important for us to make sure you understand the terms, the obligations and responsibilities that are being undertaken. To make our residential conveyancing services as clear as possible we will always inform you of any charges at the outset of any transaction you instruct us to carry out and will advise you of the expenses you will need to find to carry out the related transactions.
